COVID 19 & Wedding Cancellations | Can I Make A Claim

If you were planning to get married this year and had to change all of your plans because of the COVID-19 outbreak, then you are not the only one. No one could have predicted how challenging the year 2020 will be, and people who were planning to get married are now facing a challenging situation. Even after months, no one knows when the social gatherings will become normal again, and till then, you have no choice but to wait. However, if you had already made the bookings in advance with your wedding planner and did not want all that money to go to waste, then you might be eligible for making a wedding cancellation claim. 

Keep in mind that this is something that has never happened before and whether you will be able to make a claim or not will depend entirely on your case. You can also consult with Scot Accident Claims if you want to know whether you will be eligible for the claim or not.

Situational Requirement for Filing a Wedding Cancellation Claim

Every town has different restrictions and laws, which plays a vital role in whether your claim will be entertained or not. When you file a claim, the investigation will require proof of cancellation by necessity. Venue closures, government restrictions, state laws, travel bans, and vendor insolvency; all can fall under this category. If the decision was voluntary and unnecessary in any way, then you would not be able to get any compensation. 

Submitting Crucial Information

As the policyholder, you will have to provide a written statement in which you will mention the timeline and details of the events, including what led to the cancellation. You will also have to provide supporting documents along with the statement so you can back up your claim. In this situation, your wedding planner can become your savior as they keep a record of everything and can provide you with many important documents and receipts.

Vendor Involvement

The vendor will also be involved in the claim, which is a very good thing and can help you speed up the process. In most cases, a team member of the insurance company will work directly with the vendor making sure that they get the right information. The more cooperative the vendor is, the sooner your case will resolve. So, it is better to talk to your vendor before filing the claim so they can understand your situation and help you with the claim.

Timeline of the Claim

You do not want to wait for months after filing the claim, so it is important for you to do it right. How long will it take for your claim to go through will majorly depend on your case. However, if you have all the necessary documents and have filed them in the right way with the vendor’s collaboration, then you may be able to receive an answer within thirty days. And once it is cleared, it would not take long before you get the compensation.