Planning 101 26th October 2013

Wedding Insurance

Planning your wedding and choosing your suppliers will take quite a lot of your time. The last thing you want is to worry about are things going wrong, therefore taking out wedding insurance, as soon as possible, is a great idea!


Protecting yourselves for circumstances beyond your control is advisable especially when the average wedding costs £20,000. It makes sense to cover yourself if things don’t quite go to plan! The chances are you will not need it, but it's best to be on the safe side.

Where to start...

Remember to get your wedding insurance policy as soon as possible. It shouldn't cost you more earlier on and you will be protecting your investment straight away. With so much to plan, it's worth ticking this item off your list so you don't need to worry.

wedding insurance

It's also worth remembering that if you pay with your credit card, you’re entitled to compensation from the credit card provider on anything you’ve bought for between £100 and £30,000. Beware that many individual suppliers do not accept credit card 

Who to choose?

If you are looking for peace of mind from a well recognised and trusted provider, we recommend the cover provided by John Lewis. 

John Lewis Wedding Insurance covers many types of weddings, from a lavish ceremony at home to an intimate civil partnership abroad, if optional overseas wedding extension is selected.

John Lewis Wedding Insurance provides financial protection in case things don’t go to plan. Key details include:

John Lewis Wedding Insurance covers services paid for before the Wedding Insurance is taken out

Six different levels of cover - ranging from £10,000 up to £100,000 with premimums from £60 - £300.

Cancellation Cover: If you have to cancel or rearrange your wedding, you can claim for any deposits or costs that you can't get back when it's inappropriate to continue the ceremony and it isn't due to a pre-existing medical condition.

It also protects loss or damage of important items such as wedding attire and wedding rings

If the wedding photos can’t be printed because the film, negatives or any digital media used has been damaged, John Lewis Wedding Insurance will pay for a photographer to reshoot the wedding party. Cover also includes payment of any costs needed for a reshoot such as suit hire.

Illness: Wedding Insurance could cover you if you have to cancel or postpone your wedding because the prospective wedding or civil partners, close relatives or wedding party fall ill and it isn't due to a pre-existing medical condition.

Failure of suppliers: If a supplier goes bust or fails to turn up we could reimburse any irrecoverable deposits you've made.

Bad weather: If the weather prevents you or more than 50% of your guests getting to the venue then you could be covered. -  

Read their full details here: John Lewis Wedding Insurance